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Helping Businesses Go Further

The Scottish Growth Scheme is now permanently closed,
we are unable to consider any new applications at this time.

UMi Debt Finance Scotland provides loan capital to small and medium sized businesses across Scotland.

The £12m fund helps accelerate the growth of businesses in Scotland, complementing other private and public sector forms of funding. Our mission is to enable businesses in Scotland to grow and thrive and to boost the Scottish economy.

Flexible Business Loans

Borrow £25,001 to £250,000 (subject to approval)

3-year repayment terms

Interest rates are based on the overall risk profile of the applicant

No hidden fees

Why it is different?

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Quick and easy

application 

With the streamlined application process you can complete your loan application within minutes. 

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Fast decision-

making process

Due to our optimised decision making process we can guarantee a turn-around in under 20 days.  

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Tailored loan

package

We create a loan agreement based on your business needs and provide unsecured and secured borrowing options.

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Ongoing

relationship 

You are supported by a relationship manager and can leverage UMi to promote your business. 

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